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Best Credit Cards

Expert analysis of rewards programs, sign-up bonuses, and annual fees. We track over 100+ cards to find the best value for your spending habits.

5Cards Reviewed

$50K+Bonus Value Tracked

UpdatedDecember 2024

Top Picks

Our editors' top credit card recommendations

Best Overall

4.7(42,156 reviews)

Premium travel card with 60,000 point signup bonus.

60,000 point sign-up bonus ($750 value)

25% more value on Chase Travel Portal

1:1 transfer to 13+ airline/hotel partners

$95 annual fee (not waived)

Lower earn rate than Sapphire Reserve

Verdict: The best mid-tier travel card for points enthusiasts.

Editor's Choice

4.8(28,934 reviews)

Best dining card with 4x points at restaurants.

4x at restaurants worldwide

4x at U.S. supermarkets (up to $25k/year)

$240 annual dining credits

Verdict: The best card for foodies and grocery shoppers.

Best Overall

4.9(3,421 reviews)

Top-rated gold IRA with seamless 401(k) rollover.

A+ BBB rating with excellent reviews

Free gold IRA guide and consultation

Seamless 401(k)/IRA rollover process

Verdict: The most trusted gold IRA company for retirement protection.

Find the right card for your spending

Earn points for flights and hotels

Simple cash rewards on purchases

For entrepreneurs and businesses

Great rewards, no yearly cost

#	Product	Key Feature	Rating	Price
1	C Chase Sapphire PreferredBest Overall	60,000 Ultimate Rewards points...	4.7	$95.00/yr	View Deal
2	A American Express Gold CardEditor's Choice	60,000 Membership Rewards points...	4.8	$250.00/yr	View Deal
3	G Goldco Gold IRABest Overall	Up to $10,000 in...	4.9	$0/yr	View Deal
4	C Citi Double Cash CardBest Value	None...	4.5	$0/yr	View Deal
5	S SoFi Checking & SavingsBest Value	$300 bonus with $5,000...	4.6	$0/yr	View Deal