Best Overall

Chase Sapphire Preferred Review

by Chase

4.7
(42,156 reviews)
Updated 2024-12-15 8 min read

The best mid-tier travel card for points enthusiasts.

SC
Sarah ChenSenior Editor

Quick Specs

APR21.49%
Annual Fee$95.00
Credit Scoregood

What We Like

  • 60,000 point sign-up bonus ($750 value)
  • 25% more value on Chase Travel Portal
  • 1:1 transfer to 13+ airline/hotel partners
  • No foreign transaction fees
  • Primary rental car insurance

What Could Be Better

  • $95 annual fee (not waived)
  • Lower earn rate than Sapphire Reserve
  • Limited lounge access

Full Review

The Chase Sapphire Preferred Card is a premium travel rewards card offering an exceptional sign-up bonus, flexible point redemption, and valuable travel protections. Points transfer 1:1 to top airline and hotel partners.

Who Should Use Chase Sapphire Preferred?

Chase Sapphire Preferred is best suited for users who prioritize 60,000 point sign-up bonus ($750 value). If you're looking for a best overall option in the credit-cards space, this is an excellent choice.

Our Testing Process

We spent over 40 hours testing Chase Sapphire Preferred across multiple scenarios. Our evaluation criteria included performance, reliability, value for money, and customer support quality. All tests were conducted independently without any influence from the manufacturer.

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