Best Value

Citi Double Cash Card Review

by Citi

4.5
(15,678 reviews)
Updated 2024-12-09 8 min read

The best simple cash back card for everyday spending.

SC
Sarah ChenSenior Editor

Quick Specs

APR19.24%
Annual Fee$0.00
Credit Scoregood

What We Like

  • True 2% back on all purchases
  • $0 annual fee
  • No category tracking needed
  • 18 month 0% intro APR on balance transfers
  • No cap on rewards

What Could Be Better

  • No sign-up bonus
  • Must pay bill to earn the second 1%
  • Foreign transaction fee (3%)

Full Review

The Citi Double Cash Card offers a simple 2% cash back on all purchases - 1% when you buy and 1% when you pay. With no annual fee and no category restrictions, it is the best flat-rate cash back card available.

Who Should Use Citi Double Cash Card?

Citi Double Cash Card is best suited for users who prioritize true 2% back on all purchases. If you're looking for a best value option in the credit-cards space, this is an excellent choice.

Our Testing Process

We spent over 40 hours testing Citi Double Cash Card across multiple scenarios. Our evaluation criteria included performance, reliability, value for money, and customer support quality. All tests were conducted independently without any influence from the manufacturer.

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